My name is Glenn Leader, and I live in East London, UK. Geographically, I live about 15 minutes walk from the Olympic village for the London 2012 Summer Games.
I was born in 1956, so at this time of writing, I'm 53 years old. I'm a single dad to two wonderful grownup children. I'm also a grandfather to a wonderful little boy called Tyler Reese, and a beautiful little girl called Tiffany. Sadly they live about 200 miles away with their mother, and her partner, so I hardly ever get to see them all. My son lives at home with me.
A bit about me:
I discovered fairly recently that all my jobs where I got job satisfaction is helping people solve their technical problems. Why it took over twenty five years to realise that, I'll never know. I was a Senior Laboratory Technician for 14 years for the local Education Department, and then I went on to be a Senior ICT Support Engineer for the same Authority for a further 10 years. I was forced me to re-evaluate my life in 2004 when my job was made redundant. I decided never to work for another jerk again. The only way I can guarantee that is to work for myself. 
I've developed five products in the past few years, with one more in the pipeline.
Keyword Evolution Pro
I've developed five products in the past few years, with one more in the pipeline. My first efforts to develop a product resulted in Keyword Evolution Pro. This is a keyword manipulation tool, many of my users who own lots of keyword tools will now only use KEPro almost every single day.
The Super Lazy Organic Blogging System
My second product is SLOBS - Super Lazy Organic Blogging System. This is a very simple system for organically posting articles to blogs. Version two is currently on sale as a WSO (Warrior Special Offer)
Click Here For More Info on SLOBS
ArtiFact (Article Factory)
Then ArtiFact was born. It's a content rewriting system. This outputs high quality articles (provided you enter high quality information) with millions of unique variations. Tests have shown that ArtiFact produces upwards of 70% unique human readable articles. In some cases, there was 100% uniqueness. This version is an online system.
Click Here For More Info About ArtiFact
RINSE (Rapid Internet Niche Site Evolution)
Then I developed RINSE because I wanted a very simple and easy way to create websites out of text articles. Since I can use ArtiFact to create all the Keyword Rich Content I'll ever need, this seemed like a natural tool to use. Of course, it'll use PLR articles too.
RINSE is off the market at this time of writing.
Then I developed the desktop version of ArtiFact. This is easier to use than the online version, but not quite as powerful. Most people couldn't use the extra power that the online version provided anyway.
No Guts, No Glory
I've earned very good money out of my systems. And if I didn't live in East London, my money would go a lot further. In some countries I could live happily off the organic sales of my products.
All my products have something in common, and here's a lesson for those who dream, but never act. All of these products evolved from the problems I was reading in forums that people had, and that I knew how to solve.
If you know how to do something that people badly need (i.e.. lots of similar questions in lots of forums), get off your backside, and create it.
It doesn't need to be perfect, but it does have to be good enough. Then let user feedback guide the future development of your product. I'm not saying you should produce crap, far from it, but it should be good enough to fit it's intended purpose. If you waited for perfection, you'll never get out of the starting blocks.
Don't let the lack of your resources stop you from succeeding. Beg, steal, or borrow what you need. If you need to create videos, then download the 30 day trial of Camtasia. If you want to create a report, but your English isn't good enough, write it as best you can and ask for critiques in the forums.
There are always ways to overcome hurdles, if you can't jump over them, run round them instead. You will find a way to jump over the hurdles at some time in the future, you never know, somebody might take you aside and show you how to jump over them.
Just Do It!
If this post helps just one person to create their own money making products, then it's been worthwhile writing today.